610 HAZEN RD, Deland, FL 32720
Don't miss your opportunity to own this beautiful custom built home with an open and spacious floorplan, 3 bedrooms, 2.5 baths and 2622 sq ft of living area situated on 2.5 manicured fenced acres. The kitchen features white cupboards, granite counters, work island, breakfast bar, upgraded stainless steel appliances to include refrigerator, dishwasher, microwave, range and large closet pantry. Formal dining room, great room with cozy fireplace and built in cabinets. Beautiful Brazilian Koa wood floors enhance the great room, living room and kitchen. 37x11 Florida room with lots of windows allowing rays of natural lighting and overlooking the beautiful treed back yard. The Florida room features a built in cabinet with sink, wine chiller and half bath. The spacious primary suite with wood flooring has an oversized walk in closet and upgraded bath with double vanities and shower. Laundry room with cabinets. Washer and dryer included. Need an additional bedroom or home office? You can easily convert the 25x11 bedroom . Decorator touches throughout. ~~NO HOA~~SOLAR ELECTRIC GATE FOR ADDED PRIVACY~~ WHOLE HOUSE GENERAC GENERATOR WITH PROPANE TANK INSURES UNINTERRUPTED POWER SUPPLY~~WATER SOFTENER~~VERSATILE 30X40 INSULATED AND AIR CONDITIONED WORKSHOP with 220 AMP ELECTRIC SERVICE~~16X30 GARAGE ~~15X28 GARAGE/WORKSHOP PERFECT FOR STORAGE, HOBBIES, OFFICE OR GYM~~CONCRETE DRIVEWAY~~ ~~ROOF REPLACED 2020~~10 FT CEILINGS THROUGHOUT~~ SPACIOUS 37X20 DECK IS IDEAL FOR OUTDOOR ENTERTAINING~~A-3 ZONING PROVIDES FLEXIBILITY FOR VARIOUS USES~~ENJOY RELAXING ON THE COVERED FRONT PORCH. LOCATION~LOCATION~LOCATION. Enjoy the best of both worlds with peaceful country living yet only 3 miles to Historic downtown Deland. Explore local shopping, dining, brewery, wine bar, antique stores and Stetson University. Conveniently close to medical center, grocery stores, Starbucks and I-4 for an easy commute to Daytona, Orlando, Lake Mary and the beaches too! This home is immaculate and ready for you to move in. Call today for a showing !
You may be able to put down less than the total down payment amount of $362,400 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #v4937899
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.