610 Hazen Rd, Deland, FL 32720
3 beds · 3 baths · 2,615 sqft
Under contract-accepting backup offers. THE OPEN HOUSE SCHEDULED FOR 10/4/2024 AT 11:00 AM HAS BEEN CANCELLED. 2.5 FENCED AND MANICURED ACRES~~A-3 ZONING PROVIDES FLEXIBILITY FOR VARIOUS USES~~NO HOA~~ VERSATILE 30X40 INSULATED AND AIR-CONDITIONED BUILDING AND 220 AMP ELECTRIC SERVICE IS GREAT FOR WORKSHOP/HOME GYM/CARS/STORAGE~~16X30 GARAGE AND A 15X28 BUILDING ~~ROOF REPLACED IN 2020~~SOLAR POWERED ELECTRIC GATE FOR ADDED PRIVACY ~~WHOLE HOUSE GENERAC GENERATOR WITH PROPANE TANK INSURES UNINTERRUPTED POWER SUPPLY~~WATER SYSTEM~~10 FT CEILINGS THROUGHOUT~~SPACIOUS 37X20 DECK IS IDEAL FOR OUTDOOR ENTERTAINING~~ Don’t miss your opportunity to own this custom-built home featuring an open and airy floor plan with 3 bedrooms and 2.5 baths. The kitchen boasts white cabinetry, granite countertops, a spacious work island, breakfast bar, upgraded stainless steel appliances and a large closet pantry. Entertain in the formal dining room or unwind in the great room complete with a cozy fireplace and built-in cabinets. Brazilian Koa wood floors flow throughout the great room, formal dining room and kitchen area. The spacious primary suite features wood flooring, an oversized walk-in closet and an upgraded bath with double vanities and shower. The expansive 37x11 Florida room is flooded with natural light from its many windows and overlooks a picturesque, tree-lined backyard. This inviting space includes a built-in cabinet with sink, wine chiller and a half bath. The laundry room offers additional cabinets and a washer/dryer for your convenience. Need an extra bedroom or home office? The 25x11 bedroom can easily be converted to suit your needs. LOCATION, LOCATION, LOCATION. Enjoy the best of both worlds with peaceful country living yet only 3 miles to Historic downtown DeLand where you can explore local shopping, dining, brewery, wine bar, museum of art, antique stores and Stetson University. Conveniently close to medical centers, grocery stores, Starbucks and I-4 providing easy access to Daytona, Orlando, Lake Mary and the beaches too. Only minutes to the NEW DELAND SUNRAIL TRAIN STATION. This immaculate home is move-in ready! Call today for a showing.
Source: STELLAR #v4937899
Source: STELLAR #v4937899
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4937899