609 Marioneth Dr, Mckinney, TX 75071
4 beds · 3 baths · 2,554 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to an exceptional one-story oasis nestled within the desirable Wynn Ridge Estates of the Stonebridge Ranch development, featuring a sparkling pool that promises endless enjoyment. As you step inside, you're greeted by a beautifully designed interior where elegant finishes are evident. The heart of the home is the chef’s kitchen a culinary masterpiece equipped with a luxurious six-burner gas cooktop, sleek quartz countertops, and custom cabinetry that offers both style and functionality. A standout feature of this kitchen is the impressive 10-foot long island. Adjacent to the kitchen, the dining room offers a versatile space with numerous options for entertaining or enjoying family meals. With ample storage, every room in this home is designed to maximize space and efficiency. The home features four pristine bedrooms, all located on one convenient level, ensuring ease and accessibility. It includes three full bathrooms, each thoughtfully designed with modern finishes. The expansive owner’s suite serves as a luxurious retreat, complete with an ensuite bathroom featuring a generous soaking tub and an oversized separate shower. The junior suite provides additional comfortable accommodations, perfect for guests or family members seeking privacy. For those who work remotely, the private office offers a tranquil setting to boost productivity. Throughout the home, 10ft ceilings and 8ft doors add to the sense of spaciousness. This includes features like plantation shutters and electric shades that allow you to effortlessly control light and privacy. Car enthusiasts will appreciate the large three-car garage, featuring pristine epoxy flooring, providing both storage and style. Nestled on a quiet, low-traffic street, Ideally positioned for those who love the vibrant McKinney lifestyle, this home is conveniently close to a variety of shopping and dining options, making everyday errands and outings a breeze. A lifestyle in luxury and comfort relaxation and entertaining.
Source: NTREIS #20872970
Source: NTREIS #20872970
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
