609 Eskimo Ct, Hampton, GA 30228
7 beds · 4 baths · 6,115 sqft
Get a free consultation call with an expert in the mortgage assumption process.
LUXURY 4 SIDES BRICK Home. Walk into $35,000 worth of INSTANT EQUITY. BUY THIS HOME WE'LL BUY YOURS*. $10,000 towards your closing cost with preferred lender*. Buy Back Guaranteed for all VIP Buyers.*NO Money Down and No Payments for up to 2 Months for those who qualify!* LUXURIOUS & STUNNING 5BR/4.5BA, FOUR (4) SIDED BRICK Home with MASSIVE FULL THIRD FLOOR LIVING- UNBELIEVABLE PRICE! Also known as the Roosevelt Plan. Over 6,000 Sq ft Cul de Sac Home with Sidewalk! Close to literally EVERYTHING-Shopping, Dining, Medical, Parks, Interstate & Worship! Step through TWO STORY FOYER into TWO STORY great room with open view to the BEAUTIFUL ARCHWAY entry DYNAMIC Dining Room and feel the ELEGANCE from the moment you enter! SIDE ENTRY GARAGE with 3 spaces for all your motor vehicles and a FULL TRIM PACKAGE make this home a true standout! This home has the ESSENCE OF LUXURY, ELEGANCE AND COMFORT. Coffered Ceilings and Wainscotting Throughout! GLEAMING HARDWOOD FLOORS lead you into a 2-STORY FOYER & 2-STORY FAMILY ROOM-Perfect for Entertaining! GOURMET KITCHEN with GRANITE COUNTERTOPS, a MASSIVE ISLAND, TONS of Upscale Cabinetry, Walk-In Pantry & Eat-In Breakfast Area! After your gourmet meal step out to the Veranda to relax and unwind. OVERSIZED BAY WINDOW enhanced KING SIZED BEDROOM with ENSUITE BATH with Double Vanity & SITTING AREA on the MAIN LEVEL + additional HALF BATH for guests! ANOTHER OVERSIZED KING SIZED BEDROOM WITH SEPARATE CLOSETS AND EN SUITE with Double Vanity and SITTING LOUNGE on 2nd floor. A SEPARATE LOUNGING LOFT separates the bedrooms on this level for privacy. SPA-LIKE BATHS boasts a DOUBLE-WIDE SHOWER with FLOOR-TO-CEILING TILE, separate Soaking Tub & Walk-In Closets! SECONDARY BEDROOMS feature walk-in closets-with separate vanity and shared JACK & JILL BATH! EVERY BATHROOM in the home has GRANITE COUNTERTOPS. Last but not least, The 3RD FLOOR- Has ANOTHER FULL BEDROOM, FULL BATH, MEDIA ROOM WITH BOSE SURROUND SOUND for enhanced private movies, A GAME ROOM. DON'T MISS OUT on this RARE OPPORTUNITY to own a LUXURIOUS home at an INCREDIBLE PRICE! NO RENTAL RESTRICTIONS. EXTERIOR SOFFIT LIGHTING PACKAGE TO ILLUMINATE THE HOME IN THE EVENING GIVING ENHANCED BEAUTY, ROOF 3 YEARS OLD. SCHEDULE APPOINTMENT FOR OPEN VIEWING ON APRIL ONLY AND GET READY TO MOVE!!
Source: FMLS #7558374
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7558374
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.