609 Colonial Bay Dr, Nokomis, FL 34275
3 beds · 3 baths · 2,320 sqft
Waterfront Paradise on Curry Creek!! Discover your own slice of paradise in this breathtaking waterfront sanctuary, where every detail invites you to embrace the tranquility of nature. Situated at the end of the cul-de-sac on over 1/3 acre of lush serene surroundings, this home is a haven for wildlife enthusiasts, kayakers, boaters, and anglers. Enjoy direct access to Roberts Bay and the Gulf of Mexico just minutes from your private dock. The outdoor living space is nothing short of spectacular, offering 270-degree views of a pristine preserve. Whether you’re basking in the sun by the heated pool and spa, dining alfresco, or relaxing by the cozy fire pit set up for outdoor movie nights, this oasis is designed for unforgettable moments. Marvel at the vibrant wildlife and stunning sunsets, all from the privacy of your own backyard. Walk through your front door and leave the world behind! Inside, the home boasts 13-foot ceilings and an open, thoughtfully designed floor plan. The gourmet kitchen is a chef’s dream, featuring a spacious island with wine storage, custom wood cabinetry, natural stone countertops, and tray ceilings. Top-of-the-line appliances include a gas cooktop, dual built-in ovens (one microwave convection), a French door refrigerator, and a dishwasher, with a walk-in pantry offering ample storage. The master suite is a serene retreat with picturesque water views, coffered ceilings, and custom built-ins. Step out onto the lanai for your morning coffee or unwind in the spa-like master bath, complete with dual vanities, a freestanding soaking tub, and a double rain shower. The master suite provides plenty of storage space for each occupant that includes a generous walk-in closet with custom shelving and a separate custom built-in system with drawers and hanging storage. On the opposite side of the home are the two guest suites, each with a private en-suite bath (one with pool access) and walk-in closet for ultimate comfort and privacy. Completing this fabulous layout is a den/office with double French doors for privacy. Important architectural features of this home include hurricane standard solid block construction with impact windows and doors throughout, a finished floor elevation of 12.1’, hardwood floors throughout (no carpet!), 8 feet of stackable disappearing sliders, custom ceiling treatments, top-of-the-line insulation, solid 8-foot interior doors, central vacuum system, integrated structured wiring, 250 gal propane gas tank, a rain gutter system that distributes rain water throughout the property and the ultimate man cave - an oversized, insulated, finished garage (easy to climatize) with hurricane reinforced garage doors, 14-foot ceilings, and ladder access to attic storage. Ideally located, this home offers easy access to the Legacy Trail and popular local spots like Pops, Nokomo's, Chaz, Star Thai, Prime, La Botte, and Café Evergreen. With US-41 and I-75 nearby, downtown Venice is just 5 minutes away, and Sarasota is only a 20-minute drive. Nokomis Beach is just a 5-minute trip, and top-rated schools like Pine View are within 10 minutes. Just 3 minutes away is Sarasota Memorial Hospital’s new state-of-the-art campus fueling the area’s expanding growth in medical facilities, retail, office, and residential communities. Nokomis is fast becoming a vibrant and sought-after hamlet! Offered turnkey furnished, schedule your private showing today and experience this extraordinary home firsthand!
Source: STELLAR #A4632957
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4632957
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.