6083 Goleta Cir, Melbourne, FL 32940
4 beds · 3 baths · sqft sqft
Ideal Florida style living! One of the largest & nicest lots in the gated community of Sunstone overlooking an expansive view of the pond visible from many rooms of this beautiful home. It has 4 ample sized bedrooms plus an additional office/5th! The primary bedroom feels large even with a king size bed, enormous built out custom walk in closet, & bathroom with dual sinks, separate shower and soaking tub. Upstairs living room and laundry room separate the two other bedrooms which give a good divided space. Downstairs features a large front dining room, then in back combined kitchen/breakfast/living Room with great views of the back porch/yard/pond. Another bedroom & office downstairs with a full bath that has rear door to be used as pool bath in the future. The massive tandem style garage is able to fit 3 cars with one side double deep or use as a workshop/storage! Highly efficient double paned windows, hurricane panels, ChargePoint car charger, smart features and the roof is 2017. Tavistock association features 2 amazing community pools, park areas, tennis courts, basketball courts, & covered pavilions which are just a couple blocks away. This area is ideal for the golf cart living lifestyle, a short drive to all major amenities like the Avenues at Viera outdoor mall with tons great of Restaurants & very close to all the schools too! This home has been well loved and is ready for a new family, come by today!
Source: BREVARDMLS #1024043
Interest rate and monthly payment estimated based on public records.
Source: BREVARDMLS #1024043
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1024043
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