608 PAINTED LEAF DR, Brooksville, FL 34604
5k PRICE REDUCTION!!! MOTIVATED MOTIVATED!! Here is YOUR chance to own a BEAUTIFUL 4 bedroom, 2 bath, 2 car garage home in the LOW $300's. Located less than 1 mile away from the Suncoast Parkway, this is a PHENOMENALLY priced 4 bedroom home that is in great condition. This home features a split floor plan with wood plank LPV throughout. As you enter the front door, just off the foyer to your right is the 4th bedroom. To your left is the kitchen featuring beautiful oak shaker cabinets, Corian countertops, stainless steel appliances, stone back splash, and a small kitchen nook. Continuing through to the dining area is the large living room that boast lots of natural light and double slider doors that provide an amazing view of greenery overlooking a large field. To your right, there are TWO more bedrooms. Just off of the living room is the large primary bedroom that also offers natural light and beautiful view. The primary bathroom has a large double vanity, private stall, garden tub, and walk in shower! Did I mention the vinyl FENCED yard that overlooks the greenbelt field in the back? You know what that means... NO REAR NEIGHBORS!!! Upgrades: Irrigation system, custom outdoor lighting, AC NEW 2023, 10 foot plus ceilings, decorative panel wall, chair rails, ceramic tile, neutral colors, Corian and marble counter tops. This home is TURNKEY FOR A NEW OWNER! Come take a look at your next home!!
You may be able to put down less than the total down payment amount of $97,923 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3545479
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.