608 Painted Leaf Dr, Brooksville, FL 34604
4 beds · 2 baths · 1,684 sqft sqft
7k PRICE REDUCTION!!! MOTIVATED MOTIVATED!! Here is YOUR chance to own a BEAUTIFUL 4 bedroom, 2 bath, 2 car garage home in the LOW $300's. Located less than 1 mile away from the Suncoast Parkway, this is a PHENOMENALLY priced 4 bedroom home that is in great condition. This home features a split floor plan with wood plank LPV throughout. As you enter the front door, just off the foyer to your right is the 4th bedroom. To your left is the kitchen featuring beautiful oak shaker cabinets, Corian countertops, stainless steel appliances, stone back splash, and a small kitchen nook. Continuing through to the dining area is the large living room that boast lots of natural light and double slider doors that provide an amazing view of greenery overlooking a large field. To your right, there are TWO more bedrooms. Just off of the living room is the large primary bedroom that also offers natural light and beautiful view. The primary bathroom has a large double vanity, private stall, garden tub, and walk in shower! Did I mention the vinyl FENCED yard that overlooks the greenbelt field in the back? You know what that means... NO REAR NEIGHBORS!!! Upgrades: Irrigation system, custom outdoor lighting, AC NEW 2023, 10 foot plus ceilings, decorative panel wall, chair rails, ceramic tile, neutral colors, Corian and marble counter tops. This home is TURNKEY FOR A NEW OWNER! Come take a look at your next home!!
Source: STELLAR #t3545479
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3545479
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3545479
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.