608 Eisenhower St, Bartow, FL 33830
4 beds · 2 baths · 1,939 sqft
Say HELLO to Your Better Than New, Energy-Efficient Home! Welcome to this exceptional SOLAR-POWERED home offering 4 bedrooms and 2 baths, nestled in the sought-after Liberty Ridge community! With NO CDD fees and low HOA, this 1,939 square foot gem boasts a privacy-fenced, low-maintenance backyard featuring a Pergola with outdoor furniture and a 6 foot deep pond filled with huge exotic KOI FISH!! Designed with an open floor plan and split bedrooms, this home offers energy savings thanks to its solar panels, energy efficient newer construction, and added benefit of a Whole House Water Treatment system with a Carbon Water Softener. The cathedral ceilings, recessed lighting, and large breakfast island create a spacious and modern feel in the heart of the home. The kitchen is outfitted with gorgeous countertops, stainless appliances, and a large pantry for all your storage needs. Beautiful neutral tile flooring flows through the living areas, while the bedrooms are carpeted for comfort, complete with ceiling fans. The master suite is your private retreat, featuring a walk-in closet, dual sinks, a water closet, and a tiled walk-in shower. Three additional bedrooms are generously sized and share a full guest bathroom with a stone-topped vanity. This home also comes pre-wired with a quick-connect outlet for a generator, offering peace of mind during storm season or power outages. Step outside to your private backyard oasis, where you can relax under the pergola or entertain guests in the open living area that extends to the patio. This Ecosmart home ensures lower utility bills while providing all the space you need for your growing family or visiting guests. Living in Liberty Ridge means enjoying a community that celebrates patriotism with a monument honoring those who have served. It's located a short drive from popular attractions such as Legoland, Disney, Universal Studios, and Busch Gardens, and just minutes from Winter Haven and Lakeland’s best shopping, dining, and more. Special Financing Available! USDA 100% financing, conventional, FHA, and VA loans, plus down payment assistance! Don’t miss out on this incredible opportunity to own a piece of paradise in Central Florida—call now to schedule your showing today!
Source: STELLAR #l4948381
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4948381
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4948381
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.