6073 Buttonbrook Dr, Milton, FL 32571
5 beds · 3 baths · 3,415 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Sellers offering $10,000 concession toward closing cost and pre paid with acceptable offer. Seller offering Home warranty up to but not to exceed $1000. Price Improvement $699,000 Don't Let this home get away from you. Walk in to the this home with all the extra details. As you Step into this stunning home, where every detail has been thoughtfully designed for comfort and luxury. As you enter, you're greeted by rich, dark hardwood flooring that flows seamlessly throughout the long, elegant hallway. This home boasts five spacious bedrooms and three full baths, offering plenty of space for family and guests. The inviting living area features a cozy fireplace, perfect for gathering on cool evenings. A large dining room provides the ideal setting for entertaining, while the bonus room, complete with plantation shutters, offers versatility for work or relaxation. The beautifully updated kitchen is a chef’s dream, featuring brand-new quarts countertops, a new stove, and a new dishwasher. The back patio has been enclosed and fitted with a new split unit to ensure year-round comfort. Additional upgrades include a brand-new 17 SEER AC unit (inside and out), with a 3 year warranty. Newly installed whole-home generator (both added this year). The backyard is an entertainer’s paradise, with a gorgeous stone outdoor fireplace, a sparkling pool installed in 2021 with ambient lighting, Electric heater. Storage shed for your outdoor lawn equipment. The master suite is a private retreat with all the upgrades you could ever want corner built ins, with dark hardwood flooring, custom closet, master bath is elevated to such elegance. More upgrades then we can list. So much more come see for your self.
Source: PENSACOLA #660649
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #660649
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.