607 Bear Ct, Kissimmee, FL 34759
4 beds · 2 baths · 1,726 sqft
VACANT !!!!!LIKE NEW!! Just Freshly Painted!!!!Your search stops right here and right now. This meticulously maintained residence is sure to sell quickly! No need to wait for a new-build, this residence is move-in-ready! From manicured landscaping to a lovely brand-new fence, this home is sure to be your very own oasis. When entering, you will be greeted with natural light that brightens up each living space in the home. Home is sure to be your very own oasis. When entering, you will be greeted with natural light that brightens up each living space in the home. High ceilings upgraded Tile Flooring, and gorgeous windows treatment almost steal the scene from large family room and gourmet Kitchen and Cabinets. The Kitchen features New Stainless-Steel Appliances to include a with convection for the baker in you! The recent large closets in every room, boast plenty of space for all of your folks. Welcome to your gourmet kitchen which offers plenty of 42' oak cabinets with crown molding, a huge center island, high bar, good size pantry, all stainless-steel appliances and much more! Wow! Be ready to be blown away. Welcome to your Owner's suite. This master suite is so big, you won't believe your eyes. It offers tray celling and much more plenty closets, separate vanities, his and her closets, garden tub & separate shower and large windows allowing natural lights to show case your bathroom and save energy. Centrally located in proximity to everything including the Valencia college, Downton Orlando, all major team parks, shopping malls, I-drive and the Orlando International Airport; all major Highways including 429, FL's Turnpike, E-W Express way (408) and I-4. HOME IS SOLD AS IS. Information entered in the MLS are intended to be accurate but not guaranteed and must be independently verified by buyers, or their agent. SolD As/IS.PRICED TO SELL. WILL NOT LAST FOR THIS PRICE.
Source: STELLAR #o6237841
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6237841
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6237841
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.