606 Urick St, Fruitland Park, FL 34731
4 beds · 3 baths · 2,437 sqft sqft
BRING YOUR OFFERS!! SELLER IS VERY MOTIVATED AND READY TO NEGOTIATE!! Discover this hidden gem in the heart of Fruitland Park, Florida. This exceptional 4-bedroom, 3-full bath, and 3 car garage like new home is only being lived in 11months and offers a sanctuary of comfort and style that exudes warmth and beauty in every corner. As you step inside, the welcoming ambiance and abundant natural light create a serene atmosphere, perfect for relaxation and entertaining. The open-concept layout seamlessly connects the living room, dining area, and gourmet kitchen, making it an ideal space for hosting friends and family. The kitchen is a chef's dream, featuring modern appliances, sleek countertops, and ample storage to inspire your culinary adventures. This home offers four inviting bedrooms, including a master suite that's a true retreat with a spa-like en-suite bathroom and ample closet space and 9'4" volume ceilings. UPDATE ALERT!!-NEW FRUITLAND PARK ELEMENTARY SCHOOL BROKE GROUND IN FEBRUARY! at the corner of Olive Avenue and Urick Street!! Step outside to a huge lot with no back neighbors, where you can enjoy a screened lanai and a meticulously landscaped backyard – a peaceful outdoor oasis for relaxation, gardening, or savoring your morning coffee. Located in the charming community of Fruitland Park, this residence provides the best of both worlds – a tranquil retreat with easy access to nearby parks, shopping, dining, and entertainment. You'll relish the quintessential Florida lifestyle. Don't miss the opportunity to make 606 Urick Street your forever home. This property combines modern living and Southern charm to create a space ready to welcome you with open arms. Contact us today to schedule a viewing and experience the beauty and comfort of this stunning residence. Only 15mins away from the famous 55+ community called The Villages.
Source: STELLAR #o6153947
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6153947
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6153947
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.