606 Fm 289, Comfort, TX 78013
4 beds · 4 baths · 3,575 sqft
Get a free consultation call with an expert in the mortgage assumption process.
The “Perfect 10” Texas Hill Country Oasis- Discover the perfect blend of tranquility and convenience on this near 10-acre property nestled in the heart of the Texas Hill Country. Just 10 miles from the charming historic town of Boerne, this stunning estate offers a peaceful retreat with big city amenities just 25 miles away. Whether you're looking to enjoy fine dining, entertainment, or shopping, it's all within reach. This two-story home features a spacious layout and an upstairs balcony with breathtaking, panoramic views that stretch over 50 miles of rolling hill country and the San Antonio skyline. A true sanctuary for nature lovers and those who enjoy wide open spaces. The property is gated for privacy and security, with a large pond adding to the natural beauty. The guest house includes 1 bedroom and 1 bath, perfect for visitors or extended family. Enjoy endless relaxation in the large in-ground pool, complete with solar heating to extend your swimming season. Designed for comfort and elegance, the home is beautifully landscaped. A magnificent library, straight out of a storybook, boasts a classic beauty and is plumbed for a wet bar, offering a perfect spot for a quiet evening or social gathering. Ceiling fans throughout ensure year-round comfort, and the stunning covered porch overlooks the pool, offering a perfect place for outdoor entertaining or simply unwinding with a scenic view. The property also offers fiber internet, gas on-site, and unlimited water supply via well. A survey is on order and will be provided for your convenience. Don't miss out on the opportunity to own a piece of this Hill Country paradise!
Source: NTREIS #20860340
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20860340
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.