6057 Toscana Trce, Round Rock, TX 78665
3 beds · 2 baths · 1,751 sqft
Welcome to this better-than-new one-story charmer in Siena, Hutto! With 1,751 sq ft of thoughtfully designed living space, this home features three bedrooms, a dedicated office, two full baths, and a 2.5-car garage. The open-concept floor plan is flooded with natural light, creating a bright and welcoming atmosphere. Upgraded LVP flooring throughout the living areas. The kitchen features a gas stove for the discerning chef, sleek white quartz countertops, a stylish tile backsplash, and rich dark cabinetry. The long breakfast bar is perfect for entertaining or casual dining. The primary suite is privately located at the back of the home for ultimate tranquility, while two additional bedrooms are conveniently positioned across from the dining area. The office nook, located just off the entryway, is perfect for remote work or study. Make your way outside to the extended patio with a privacy wall, creating a cozy outdoor retreat. The level, sunny lot offers plenty of space for gardening or enjoying summer fun with sprinklers. The home also includes a whole-house security system with a motion detector, and wireless access points to ensure strong WiFi throughout. Recent upgrades include a water softener, full gutters, and the added bonus of all appliances conveying with the sale. The furniture is also negotiable. The 2.5-car garage provides extra storage space or could be transformed into a home gym. Located at the end of a quiet, dead-end street, this home offers peace and privacy with minimal traffic. Don’t miss this rare opportunity - ask about the assumable interest rate!
Source: ACTRIS #6440958
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #6440958
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.