6050 Belmont Way, Parker, CO 80134
4 beds · 4 baths · 3,660 sqft
Discover a serene escape in the heart of The Pinery, a hidden gem that seamlessly blends natural beauty with modern comfort. This single-family home, lovingly updated over the past 12 years, offers 4 bedrooms and 3.5 baths, nestled amidst the lush greenery of a wooded enclave. The main level features a front living room with vaulted ceilings and a hand-laid brick floor, perfect for showcasing your favorite plants. The second living area centers around a wood-burning fireplace and opens onto a spacious back deck. The eat in kitchen is a culinary delight with its stainless steel appliances, tray ceiling with copper penny trim, and a picturesque window overlooking the backyard. On the second level, the oversized primary suite is a sanctuary, complete with a wood-burning fireplace for chilly winter nights. The attached 5-piece bath boasts updated tile, 2 sink vanities, large jetted tub, water closet, and a spacious shower. 2 additional bedrooms on this floor share a full bath featuring a custom barn door, concrete-topped vanity with metal bowl sink and playful mosaic tile. The walkout basement, which also serves as a potential in-law suite, is an entertainer's dream, ideal for a media room. It includes a built-in wet bar and a secondary family room/4th bedroom with a wood-burning stove. An updated 3/4 bath completes this level. Embrace the beauty of nature in the exquisitely landscaped backyard that backs to a vast swath of open land preserved for a wildlife habitat. Relax under the shade of a custom gazebo or host gatherings on your back deck as wildlife gracefully passes by. The home is crowned with a newly installed top-of-the-line tile roof with a transferable 50-year warranty. Enjoy modern comforts including central AC, attic fan, new water heater, new exterior paint, water softener, whole house humidifier, and updated flooring. Make this woodland sanctuary your forever home and experience the perfect blend of comfort and nature.
Source: RECO #7476143
Interest rate and monthly payment estimated based on public records.
Source: RECO #7476143
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7476143
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