605 Pinehurst Ct
Kissimmee, FL 34758
4 beds · 3 baths · 2,778 sqft
$444,900
Get prequalifiedAbout this home
PRICE IMPROVEMENT!!!...Located at the end of a quiet cul-de-sac and overlooking a quite creek in the Pinehurst at Cypress Woods neighborhood of Kissimmee, this beautiful 4-bedroom, 2.5 -bath pool home sits on an oversized .26-acre lot with a conservation area behind it, making it one of the best lots in the entire Poinciana community! As you enter through the beautiful stained glass double front doors from the screened in porch you'll immediately be impressed with the roomy and elegant formal living room and beautiful hardwood staircase. The living room is framed by a half wall with pillars that open to the huge formal dining room. To the rear of the home the floor plan opens up with the large kitchen overlooking the family room. The kitchen has beautiful granite countertops and black appliances and has a closet pantry in addition to loads of cabinet and counter space including a breakfast bar that accommodates 5 seats. In addition to the breakfast bar there is a spacious eat in area in the kitchen that overlooks the pool and back yard. The family room gets plenty of light from the two windows that frame the built-in entertainment center and has sliding glass doors that lead to the covered lanai and pool deck. On the other side of the family room, you'll enter a hallway that leads to the 2-car garage and has a half bath and a laundry room off of it. The laundry room has a tub sink and a lot more cabinet and storage space. The huge master suite is located upstairs and boasts a beautiful bathroom with his and her walk-in closets, dual sinks, a garden tub with jacuzzi jets and a large walk-in shower. Also, upstairs in addition to 3 more roomy bedrooms and a full bathroom there's a loft area that overlooks the formal living room that offers all sorts of use options like a game room, work space or sitting area. Out back the solar heated pool has recently been resurfaced, has a large screened deck area and overlooks the private fenced in back yard. This fantastic home is in excellent condition and has a brand new water heater and the seller is offering a one-year home warranty for added peace of mind. It's located in a highly sought-after community in a great location with the hospital close by and just minutes to the new Poinciana Lakes Plaza that has loads shopping, dining, and entertainment options that include Sprouts, Outback, Ross, TJ Maxx and Crunch Fitness to name just a few. And with the Poinciana Parkway just a few miles away you're just a short drive to Disney and all that Central Florida has to offer!
Source: STELLAR #S5118047
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
