6047 Sunnybrook Blvd, Englewood, FL 34224
3 beds · 2 baths · 1,640 sqft sqft
Charming and Modern Home in East Englewood – X Flood Zone! Welcome to this stunning 2020-built home, nestled in a highly desirable X Flood Zone on a quiet section of the street. Designed to impress, this light-filled, open-concept home offers a blend of character, charm, and sleek modern style. From the moment you step inside, you'll notice designer details like vaulted ceilings, built-in features and a custom barn door. Ceiling fans and upgraded lighting fixtures. The spacious great room flows seamlessly into the kitchen and dining area, creating a perfect space for entertaining. The kitchen features white shaker cabinets with granite countertops, a center island with breakfast bar and stainless-steel appliances. Tile throughout the home makes cleaning a breeze. Outdoor living is made easy with the extended lanai, screened and covered for year-round enjoyment, and a fully fenced private backyard, ideal for keeping your furry friends safe and secure. Mature lush tropical landscaping add to the outdoor appeal. The serene ensuite master bedroom features a walk-in closet, custom walk-in shower and dual granite vanity. The guest bedrooms are just as inviting, sharing an updated bath with a stylish tiled shower/tub combo and granite vanity. For peace of mind during storm season, the home is equipped with hurricane shutters and a 50-amp generator hook-up, so you're always prepared. Additional perks include a utility sink and garment rack in the laundry room, and a 2 car garage. Perfectly located near Englewood’s best beaches, dining, golf courses, shopping and more, this home is your key to the Florida lifestyle. Schedule your private showing today!
Source: STELLAR #d6138174
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #d6138174
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #d6138174
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.