6041 Grayson Clf, Cibolo, TX 78108
3 beds · 3 baths · 2,070 sqft sqft
This charming 2-story Schertz home located in the Homestead community offers everything you need for modern living. Step inside and discover the spacious, open concept living areas which include a large living room adjacent to the island kitchen and dining area. You'll love the light and bright kitchen which has granite countertops, stainless steel appliances including a gas stove, microwave, refrigerator, and dishwasher. Downstairs you'll also find a half bath and a versatile office or flex room space with double glass doors, ideal for remote work or possibly a 4th bedroom. The living spaces have a view of the expansive backyard, which offers plenty of room to relax and play, promising endless possibilities for outdoor enjoyment. There are 3 bedrooms, all conveniently located upstairs, along with 2 full bathrooms. The primary bedroom boasts an ensuite bathroom complete with a large walk-in shower, double vanity, and a generously sized walk-in closet for ample storage. You also have the large loft upstairs which provides additional living space, perfect for a playroom, media center, or second living room. The home is plumbed for a water softener, and has a full sprinkler system, as well as gutters. The home is only 4 years old, so the 10 year structural warranty will be available to you for the remainder of that timeframe. As part of the Homestead community, residents enjoy an array of amenities designed for all ages and interests. Dive into relaxation at the pool and splash pad, explore the playgrounds and community parks, or stay active on the jogging trails and at the 24-hour fitness center. Host gatherings at the open-air pavilion with fireplace, barbecue areas, and available private rental options. Experience the best of suburban living with community events on the Great Lawn, scenic ponds, and green spaces to explore. There's so much to enjoy about this community. Located conveniently near highways, shopping, restaurants, Randolph Air Force Base, New Braunfels, and nestled between San Antonio and Austin, this home offers easy access to everything you need.
Source: SABOR #1788792
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1788792
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1788792
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.