6038 Mayfield Way SE, Mableton, GA 30126
3 beds · 2 baths · 1,956 sqft
*PRICE IMPROVEMENT* Get some INSTANT EQUITY! This beautiful 3-bedroom, 2.5-bathroom townhome offers a perfect blend of modern design and comfortable living. You'll be impressed by the open floor plan, seamless flow, and abundant natural light throughout the main level. The oversized living area features hardwood flooring throughout, tall ceilings, picture windows overlooking the landscaped back yard, and a gas fireplace. The family chef will love the kitchen with plentiful cabinet/countertop space & large pantry. Upstairs, you'll find the large and brightly lit primary bedroom with dual closets and vaulted ceilings. The ensuite bath provides plenty of space with its double vanity, separate soaking tub & shower, water closet, and large walk-in closet. Two additional bedrooms, a full bath, walk-in laundry room, and extra BONUS loft space complete the upstairs floor - full of versatility and options. A spacious back patio area greatly benefits from the landscaped backdrop and yard area, providing plenty of space for outdoor furniture and planters, making it more private than most other units in the community and perfect for relaxing mornings/evenings! The 2-car garage has been refinished with professional epoxy flooring and along with attic, provides plenty of storage options. BRAND NEW roof installed in August 2024. Oakdale Bluffs is a peaceful swim & tennis community that provides maintenance free living and nice amenities for its residents. A trail connects the community to Smyrna's large River Line Park - full of playgrounds, fields, running trail/path, and picnic areas. Located close to Smyrna, Vinings, Atlanta, I-285/75, etc... Including a 5 minute drive to the NEW Riverview Landing Development with Reformation Brewery, restaurants, retail, and trails along the Chattahoochee. Enjoy peaceful living while being surrounded by everything you could ask for! *Investors: Rental Cap not met in community at time of listing*
Source: GAMLS #10371770
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10371770
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10371770
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.