6034 S Niagara Ct, Centennial, CO 80111
4 beds · 3 baths · 2,369 sqft
Lock in a 3.25% Assumable FHA Loan with This Greenwood South Gem! Buyers, here’s your chance to secure an incredible rate AND a stunning tri-level home! This charming property in the highly sought-after Greenwood South neighborhood offers 4 bedrooms, 3 bathrooms, and a layout designed with family in mind—keeping all bedrooms conveniently located on one floor. Step inside and discover a beautifully remodeled kitchen featuring an induction cooktop, sleek stainless steel appliances, and quartzite countertops. The stylish backsplash, elegant cabinetry, and ample counter space make it perfect for home chefs. With vaulted ceilings, removed popcorn, and large windows flooding the home with natural light, the main floor creates a bright and inviting atmosphere. The cozy family room boasts a stunning brick gas fireplace as its centerpiece, complemented by a rustic wood-paneled ceiling. Sliding glass doors seamlessly connect the indoor and outdoor spaces, providing easy access to the private backyard. Hardwood floors, built-in shelving, and charming design details make this room ideal for relaxation or entertaining. The primary suite offers a cozy retreat with a large window and private bathroom. The finished basement provides a versatile space for remote work, hobbies, or even a home gym. While the kitchen is beautifully updated, the rest of the house offers an opportunity for you to add your personal touch. A little TLC could transform this home into a masterpiece, or enjoy it just as it is! Outside, you’ll love the serene backyard featuring mature trees, a tranquil creek view, and ultimate privacy. The extended driveway and spacious lot provide ample room for outdoor living or future projects. Located in the prestigious Cherry Creek School District and just minutes from downtown, shopping centers, highways, parks, and trails, this home is the perfect combination of convenience and charm. Don’t miss out—schedule your showing today and make this home your own!
Source: RECO #6690215
Interest rate and monthly payment estimated based on public records.
Source: RECO #6690215
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.