6031 Hitt Lake Ct, Stone Mountain, GA 30087
5 beds · 3 baths · 3,262 sqft sqft
This fabulous house is just minutes away from Stone Mountain Park, Golf Course, shopping malls, restaurants and highways. Head inside and you will fall in love with this beautiful spacious house. Featuring a sumptuous eating area and separate formal dining room, living room, family room, and an extra room that can be used as a bedroom or an office, an enclosed garage with tile flooring, a sunken family room. New paint, new floors, new paint in dining and living rooms. Formal living room and dining room, spacious eat-in kitchen is open to family room with rear staircase that leads to massive master bedroom suite! Oh lala! Secondary bedrooms with trey ceilings are a few aspects that will catch your eyes. In addition, this house also is boasting a large master bedroom with a sitting area, huge walk in closet, double vanity/sink, separate room with toilet, large bath/dressing room, separate shower, a free standing soaking tub and double height vaulted ceilings. In addition, this house is full of unique features that makes it stunning and cozy, with natural wooden flooring in some rooms, double stairs leading to the master bedroom, a fireplace and ceiling fan to cool you down in the family room with lots of light filtering in.. Moreover, the kitchen features a backsplash, new paint, over the stove microwave. Additionally, there are several storage rooms with shelves, also a spacious laundry room with shelves. Step outside and you will be greeted with a patio and a large deck, overlooking a large backyard with fruits trees which includes apples, plums etc. an unused pool, and a storage house, beautiful landscape garden in front yard and a large front porch. House can be sold with some furniture. The roof is 5 years old, the water heater and the heating system is only 10 months old also some blinds are newly installed, the toilet seats are new, the deck and the area around the pool has been newly repaired, the flooring in the living and dining rooms are new. Lots of love and care live here and we want you to have some too. Easy access location, only 6m from Stone Mountain attractions, minutes away from shops and malls, hyway78, I20 and 285
Source: GAMLS #10357657
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10357657
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10357657
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