603 SWEETLEAF DR, Brandon, FL 33511
NO HOA and NO CDD! Welcome to BLOOMINGDALE WEST, a community known for its AWARD-WINNING GOLF COURSE, voted TAMPA BAY’S #1 for 10 years in a row. This beautifully updated 3-BEDROOM, 2-BATHROOM POOL HOME offers the perfect combination of MODERN UPGRADES, PRIVACY, and a PRIME LOCATION. Recent updates include a 3-YEAR-OLD ROOF, a 5-YEAR-OLD A/C, TWO NEW SLIDERS, ENERGY-EFFICIENT WINDOWS, a NEWER WATER HEATER, and a WATER SOFTENER SYSTEM. The home also features a 2-CAR GARAGE for added convenience. Enjoy a FULLY FENCED BACKYARD with NO REAR NEIGHBORS, complete with a PRIVATE BACK GATE that leads directly to the 19-ACRE PARK featuring WALKING TRAILS, PICKLEBALL, TENNIS COURTS, RACQUETBALL, BASKETBALL COURTS, PLAYGROUNDS, and an ADULT CARE CENTER. The OVERSIZED SALTWATER POOL is equipped with NEW, ENERGY-EFFICIENT equipment, surrounded by a PAVED POOL DECK, and an AMAZING COVERED, SCREENED-IN LANAI—ideal for outdoor living and entertaining. Inside, the remodeled kitchen features NEWER CABINETS, GRANITE COUNTERTOPS, and BRAND-NEW STAINLESS STEEL APPLIANCES. The home offers a comfortable layout, with the kitchen flowing into the DINING and FAMILY ROOMS, while a separate FORMAL LIVING ROOM provides additional space. The FAMILY ROOM includes a cozy WOOD-BURNING FIREPLACE for those relaxing evenings. Situated in a NON-FLOOD ZONE, this home is part of the highly sought-after BLOOMINGDALE WEST community, offering access to TOP-RATED SCHOOLS and the nearby 19-ACRE PARK. Plus, you're just minutes from SHOPPING, DINING, and only 30 MINUTES from TAMPA INTERNATIONAL AIRPORT and MACDILL AFB. Schedule your private showing today.
You may be able to put down less than the total down payment amount of $117,120 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8301098