603 Bucks Trl, Longs, SC 29568
2 beds · - baths · sqft sqft
Welcome to your dream home in Buck Creek Plantation, nestled in the desirable Aberdeen Country Club area! This stunning two-bedroom, two-bathroom single-family home boasts breathtaking golf course views and pond from the covered back porch, perfect for enjoying serene mornings or relaxing evenings. Step inside to discover a beautifully updated interior featuring luxury vinyl plank flooring, stylish tile throughout, carpet in the bedrooms. The kitchen is a chef's delight, complete with a chic tile backsplash. Cozy up by the wood-burning fireplace on cooler nights, creating a warm and inviting atmosphere. The backyard is what this property is ALL about!! Backing up to a small pond and beautiful golf course, you have beautiful tall trees spread out across the back yard, well kept landscaping, and ample space for you outdoor hobbies. Relax on the back covered porch and create your own serene space! As part of the Aberdeen Country Club community, you'll have access to a fantastic clubhouse and an outdoor pool, perfect for socializing and relaxation. The renowned Aberdeen Country Club golf course is just down the road, attracting golf enthusiasts from near and far. Convenience is key, with grocery stores, hospitals, and local favorite restaurants only minutes away. Plus, the beautiful beach is less than 30 minutes from your doorstep, offering endless opportunities for fun in the sun! Don’t miss out on this exceptional opportunity to own a piece of paradise in Buck Creek Plantation. Schedule your showing today!
Source: MYRTLEBEACH #2426165
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426165
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426165
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.