6026 NW 118th Pl, Alachua, FL 32615
3 beds · 2 baths · 1,482 sqft
Discover this charming home located in the gated golf course community of Creekside Villas in Turkey Creek. This property displays the pride of ownership, and has been meticulously maintained. The Duration Builders home offers a desirable open and bright floor plan perfect for entertaining! Step inside and discover freshly painted interior and brand-new LVP flooring installed (2024) -no carpet in sight. The kitchen offers gorgeous granite countertops, beautiful cabinetry, and sleek stainless steel appliances. You'll love the oversized primary suite with crown molding and walk-in closet. The spacious primary bath is a true retreat, featuring dual sinks, walk-in shower, and a jetted tub for ultimate relaxation. The two guest bedrooms are both generous in size. Enjoy the views of the pond and nature preserve behind the home from the inviting living area, which opens to a Newly installed fenced concrete patio (2024)—ideal for grilling, entertaining, or simply unwinding with friends! Additional features include updated Impact Windows (2019) throughout the home for added energy efficiency & peace of mind, Water Heater (2021), two-car garage with finished floors, Water Softener, New exterior paint (2024), and more! As part of the Turkey Creek community, you’ll have access to a range of amenities, including a pool, tennis/pickle ball courts, park/playground, open green spaces, and an on-site restaurant. Conveniently located just minutes from the University of Florida and NW Gainesville, this home offers the perfect blend of luxury, comfort, and convenience. Don't miss your chance to make this beautiful home yours!
Source: STELLAR #GC529013
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #GC529013
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.