6021 Forest Green Rd, Pensacola, FL 32505
3 beds · 2 baths · 1,991 sqft
BACK ON THE MARKET and ready for you! Welcome to the Marcus Pointe Golf Community. Nestled within the neighborhood, this stunning home provides a lifestyle for both golfers & those who just want a place to call home. Enjoy eye pleasing updates & renovations. In 2022, new floors were installed. Chef’s style kitchen is a wonderful place to cook, with soft-close cabinets, granite countertops, a tile backsplash, & 20 inch tile floors. Stainless steel appliances, including a refrigerator, stove, microwave, & dishwasher - just what you nee. Enjoy your food in the formal dining room or the large breakfast nook, perfect for cozy gatherings & 6 person table. Use the dining room as an office or flex room. The family room is warm & inviting with its marble-tiled fireplace & cathedral ceiling, illuminated by recessed lights added in 2023. The master suite, features an en-suite bath with a jetted tub & separate shower with glass door, double bowl sinks, water closet & two walk-in closets. The second bath, renovated in 2020, adds an extra touch for guests with single bowl under-mount sink & marble counters. Large indoor laundry room includes extra storage and numerous practical updates like the Navien tankless water heater, installed in 2018, ensures endless hot water, while the garage door, updated with new springs, rollers, & motor in 2022, operates smoothly. A mitigation program was done including metal panels for the windows. Relax & unwind in the screened back patio, perfect for enjoying the Florida sunshine in comfort and privacy. The landscaped yard, complete with a welcoming front porch & a privacy-fenced backyard, is ideal for outdoor life. A new sprinkler system was added in 2023. The storage shed roof, replaced in 2020. Effortlessly control the climate with the Nest Thermostat. Want to be near PCC, PCA or get to Pensacola Beach quickly? Dine at the clubhouse & eat delicious meals. Don't miss your chance to see. AT&T Fiber is coming to the neighborhood.
Source: PENSACOLA #644501
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #644501
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #644501
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.