6018 Abbey Oaks Dr, Lakeland, FL 33811
4 beds · 3 baths · 3,189 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Absolute stunner! This 2020 Hulbert Homes Parade model won multiple awards including Best Master Bath, Kitchen, Laundry room and overall Best Home of 2020! Boasting over 3180 SF, this home has all the space you could desire with 4 bedrooms, 3 bathrooms, an office, and a bonus room! The main living space boasts gorgeous wood look LVP floors, tray ceilings with wood beams, and sliders that open up completely to the beautiful pavered lanai and pool area. The Kitchen is every chefs dream with a huge center island, top of the line appliances, quartz counters, tile backsplash, walk-in pantry, and custom lighting. Between the island and large dining space you have plenty of seating for family and friends! Upon entering the double front doors you will find a designated office space with custom wood trim. Down the hallway is a laundry room that could even make you enjoy doing laundry, and a mudroom that is perfect for storing the extras and you come in and out of the three car garage!! Each bedroom is generously sized, and the bonus room is large enough for a pool table! The access to the pool area from the bonus room makes it a great entertaining space. The primary suite is very spacious with two walk-in closets, double vanities, walk in shower with custom tile, and a soaking tub. Additional upgrades include a generator with two propane tanks to make sure you are never without power during a storm, heated pool, built-in surround sound system inside and out, electric vehicle charger in the garage, and a custom blind package throughout. Don't wait to build when you can buy this beautiful custom home in a South Lakeland gated neighborhood with easy access to Tampa or Orlando.
Source: STELLAR #L4950696
Source: STELLAR #L4950696
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.