6011 Tradewinds Cv, Gainesville, GA 30506
4 beds · 3 baths · 3,339 sqft sqft
Experience lake living at its finest in this stunning 4-bedroom, 3.5-bathroom NEWER CUSTOM HOME built in 2022, nestled on OVER AN ACRE in Dockside Cove, a serene GATED GOLF CART COMMUNITY featuring estate lots and COMMUNITY DOCKS on the north end of Lake Lanier! Embrace the tranquility of lake life with easy access to canoeing, kayaking, & paddle boarding right within your own neighborhood. You will love this location, located under 20 minutes from Target, Publix, & a variety of restaurants, this location offers both seclusion & accessibility. With easy access to Hwy 400, Dahlonega, Dawsonville, and Gainesville, you're never far from hospitals, shopping, & dining. If you have a boat, you're a nice ride to Pelican Pete's restaurant & marina. Simply enjoy the peaceful & tranquil lifestyle! This home enjoys a commanding position, offering elevated views from its classic Southern rocking chair front porch, fully equipped with ceiling fans. The expansive PRIVATE backyard is an entertainer's dream, featuring a beautiful fire pit, hot tub, & covered walkout patio plumbed for an outdoor kitchen-a rare find in Lake Lanier properties! A spacious 3-CAR GARAGE includes a CUSTOM BARN DOOR separating the 3rd stall, perfect for a workshop or man cave. Stepping through the front entrance, you are greeted with an abundance of natural light throughout. High-quality interior finishes, gleaming floors, & extensive trim detail add to the home's charm. The open floor plan flows seamlessly with first-floor living, highlighted by an oversized living room with EXPOSED BEAMS & incredible natural light, a MARBLE SURROUND WOOD-BURNING/GAS LITE FIREPLACE, & easy LEVEL WALKOUT to the BACKYARD, providing stunning natural wooded views & peaceful seclusion. Transition effortlessly into the GOURMET KITCHEN, equipped with QUARTZ COUNTERTOPS, a large island, white cabinets, & top-of-the-line KitchenAid appliance. A stunning must-see CUSTOM WALK-IN PANTRY offering additional storage & prep space. One-of-a-kind oversized laundry room with beautiful views, ample counter space, sink, & custom cabinetry. The MAIN LEVEL also features a GRAND PRIMARY SUITE with views to the backyard and access to the covered patio! The luxurious primary bath is absolutely breathtaking, featuring a beautiful freestanding soaking tub, a stunning FRAMELESS GLASS SHOWER with an overhead RAINFALL SHOWER in addition to the full-body shower head. The large CUSTOM CLOSET boasts amazing natural light, making it a perfect space for organizing & enjoying your wardrobe! Head upstairs to the SECOND PRIMARY SUITE with incredible natural light awaits with its own gorgeous ensuite bath & walk-in closet! Additional BONUS SPACE could be used as a bedroom, media room office, etc! Two additional impressive sized bedrooms with ample closet space just down the hall. Huge additional attic space perfect for storage. Dockside Cove also offers community docks that provide day use to all community members, & slips may be available for rent or sale. Don't miss the opportunity to make this exceptional private lake retreat your own- contact us today to learn more about the ASSUMABLE VA MORTGAGE with a low-interest rate of 4.5%.
Source: GAMLS #10400847
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10400847
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10400847
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.