6003 Vista Park Ln, Sachse, TX 75048
3 beds · 2 baths · 2,111 sqft
Beautiful Highland Home in Woodbridge Golf Community! Located in the desirable Woodbridge golf community, this immaculate single-story Highland home offers a fantastic combination of comfort, style, and convenience. With three bedrooms and a flexible office space that can easily serve as a 4th bedroom if desired. The spacious living room is both inviting and bright, featuring large windows that bring in natural light and a cozy fireplace—perfect for relaxing evenings. The open-concept layout ensures a smooth transition between spaces, making it ideal for entertaining. Whether hosting a casual gathering or a formal dinner, this home has both informal and formal dining areas to accommodate any occasion. At the heart of the home is a chef’s kitchen, fully equipped with stainless steel appliances, a gas cooktop, granite countertops, and a center island—a perfect space for preparing meals and creating memories. The split primary retreat allows for privacy, and complete with a spa-like ensuite featuring dual vanities, a walk-in closet, a separate shower, and a jetted tub to unwind in after a long day. Step outside to a spacious backyard with plenty of room for a playscape, trampoline, and weekend BBQs with friends and family. Enjoy all the fabulous neighborhood amenities that Woodbridge has to offer, including pools, parks, walking trails. Elementary school just minutes away. Easy access to an array of entertainment, nearby conveniences, and dining options to enjoy! Schedule a tour today!
Source: NTREIS #20874915
Financials
Source: Public records
Source: NTREIS #20874915
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.