6003 Drystone Ln, Killeen, TX 76542
4 beds · 2 baths · 2,077 sqft
Ready to Negotigate? So is my Seller. New Luxury Vainly Plank Flooring and No Carpet ! Welcome to your dream home at 6003 Drystone Ln! This stunning contemporary single-story residence combines modern elegance with functional living, nestled in a desirable neighborhood in Killeen, Texas. As you approach, you’ll be greeted by a charming exterior featuring a blend of stone rock and brick, enhancing its curb appeal. Step inside to discover a spacious and inviting open floor plan that seamlessly connects the living room, dining area, and kitchen—perfect for entertaining or cozy family gatherings. The interior boasts recently refreshed paint and newly installed Luxury Vinyl Plank flooring, ensuring a fresh, modern atmosphere throughout. This home offers three comfortable bedrooms, including a generous master suite that serves as your personal retreat. The master bath is a true oasis, featuring a luxurious deep soaking tub, a separate shower, a double vanity, and a large walk-in closet that provides ample storage space. Arched entries add a touch of architectural elegance, while the cozy fireplace creates a warm focal point for the living area. Outside, the expansive yard offers plenty of space for outdoor activities, gardening, or simply enjoying the Texas sunshine. Don’t miss the opportunity to make this beautifully maintained home yours. Schedule a showing today and experience all that 6003 Drystone Ln has to offer!
Source: ACTRIS #9839182
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9839182
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9839182
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.