6003 Chimney Hill Dr, Nolanville, TX 76559
4 beds · 3 baths · 2,371 sqft sqft
Welcome to your dream home! This custom-built residence spans 2,371 sq. ft. and features 4 spacious bedrooms and 3 elegant bathrooms, nestled in the prestigious Bella Charca community. Inside, an airy open floor plan greets you with soaring high ceilings and large windows that fill the space with natural light. Stylish stained concrete flooring throughout ensures easy maintenance, and the living room captivates with a trayed ceiling, crown molding, and a striking floor-to-ceiling stone fireplace. Dual French doors open to the oversized covered back patio, seamlessly blending indoor and outdoor living. Entertain guests easily with a half bath near the living area. The modern kitchen boasts stainless steel appliances, including a built-in double oven, dishwasher, and a refrigerator that conveys. Culinary creations shine on the gas cooktop beneath a custom vent hood, surrounded by a beautiful tiled backsplash and granite countertops. Upgrades include a whole-house water filtration system with reverse osmosis, an oversized kitchen sink, soft-touch cabinetry, a wrap-around breakfast bar, and custom pendant lighting. Retreat to the oversized primary bedroom, which features a serene trayed ceiling, ceiling fan, and a generous walk-in closet. The spa-like en suite is a sanctuary with two separate vanities, a large free-standing soaking tub, and a dual-entry walk-in shower with double showerheads and seating—perfect for unwinding. The three additional large bedrooms are thoughtfully located on the opposite side of the home, ensuring privacy. Step outside to the private backyard oasis, ideal for entertaining, with an extended patio and outdoor kitchen that invites alfresco dining. This stunning Bella Charca home isn’t just a property; it’s a lifestyle waiting for you to embrace. Come and experience all that this beautiful residence has to offer!
Source: ACTRIS #7475622
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #7475622
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7475622
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.