60 Northwood Dr, Commerce, GA 30529
3 beds · 3 baths · 1,507 sqft sqft
Welcome to your dream home! This stunning two-story foyer residence showcases exquisite craftsmanship and modern elegance throughout. Nestled in a prime location just 2 miles from Interstate 85, this newly renovated home offers unparalleled convenience and comfort. As you step inside, you're greeted by newly installed hardwood floors that flow seamlessly into the spacious living areas. The heart of the home is the gourmet kitchen, featuring brand new stainless steel appliances, sleek countertops, and ample cabinet space. Whether you're hosting a casual gathering or preparing a gourmet meal, this kitchen is sure to impress. The main level boasts a luxurious master suite complete with a trey ceiling, providing an atmosphere of tranquility and sophistication. Escape to the master bathroom, where you can unwind in the garden tub or indulge in the separate walk-in shower - a true oasis of relaxation. Upstairs, you'll find generously sized bedrooms, each offering plush carpeting and abundant natural light. With plenty of room for family and guests. Outside, enjoy the beauty of the neighborhood pool or explore the vibrant array of nearby restaurants, shops, and the bustling outlet mall. Whether you're seeking entertainment or relaxation, this home offers the perfect blend of convenience and luxury.Don't miss your chance to own this exceptional property.
Source: FMLS #7447184
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7447184
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7447184
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.