6 Woodlee Ct N, Homosassa, FL 34446
3 beds · 3 baths · 2,794 sqft sqft
Welcome to your dream home in Southern Woods at Sugarmill Woods! This stunning 3-bedroom, 2-and a half bathroom residence boasts an impressive 3-car garage and is situated on a picturesque golf course lot, offering breathtaking views of the lush greens and tranquil surroundings in Homosassa, FL. From the moment you arrive, you’ll be captivated by the inviting front porch and the elegance of the home’s design. Step inside to discover a light and bright living space featuring a cozy family room with a gas fireplace, perfect for relaxing with loved ones. The gourmet kitchen is a chef’s delight, showcasing granite countertops, stainless steel appliances, a center island with a wine refrigerator, a breakfast bar, and a closet pantry. The adjoining eat-in space offers a charming spot for casual dining. Entertain guests or unwind in style on the screened-in lanai, which overlooks the stunning golf course views, and take a dip in the sparkling pool or enjoy the spa for ultimate relaxation. There is also an outdoor shower. The formal living and dining rooms add a touch of sophistication for more elegant gatherings. The spacious primary suite is a true retreat, complete with an ensuite bath featuring granite counters, a double vanity, a luxurious soaking tub, and a walk-in shower. A versatile den/office space, a large laundry room with ample storage cabinets, and a desirable cul-de-sac location round out this exceptional property. Don’t miss your chance to own this remarkable home in a coveted community with fewer than 300 homes, all within easy reach of golf course amenities. Schedule your showing today and make this your new oasis!
Source: STELLAR #w7867049
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7867049
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7867049
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.