6 Vinson Ct, Sterling, VA 20165
4 beds · 3 baths · 2,468 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*ASSUMABLE VA LOAN FOR A VETERAN AT 2.5% INTEREST RATE* Ask agent for details! In the heart of the highly sought after Countryside neighborhood of Sterling, this stately and well maintained center hall colonial with great curb appeal is situated at the end of a cul-de-sac with a spacious, fully fenced backyard. Inside, you’ll find 4 bedrooms, 2.5 bathrooms and an unfinished basement with endless opportunities. Upon entering you will be greeted by a sunny foyer featuring two coat closets and mirror image walk-in bay windows in the formal living and formal dining room, perfect for hosting celebrations. From here the inviting large open and upgraded kitchen features high end soft close 42” cherry cabinets, granite countertops, newer appliances, double ovens and a pantry! Centered around a large tall island w/plentiful seating, the kitchen opens to a family room with a cozy fireplace. When the warmer weather arrives you can also host BBQ’s or relax after a long day on the enjoyable Trex deck and shady backyard. Back inside on the main level is a refined and updated powder room. Upstairs you'll find four bedrooms. While in the primary suite enjoy private access via French doors to the 4th Bedroom/Sitting Room/Office and enjoy the sunny skylight and beautiful walk-in frameless glass spa shower with thermostatic pressure jets and separate picturesque clawfoot soaking tub. As if the deep custom ELFA walk-in closet wasn’t enough, the owners added convenient upper floor laundry accessible via the primary suite! Down the hall enjoy two more large bedrooms with custom shelving and another beautifully renovated bathroom with skylight that includes Italian porcelain. While touring, visit the endless possibilities of the lower level, which offers easy access to the rear yard. And finally, the oversized two car garage includes insulated steel doors and access to a new rear 16.5’x13’ covered slate patio and mud room to the inside. New HVAC (2025) just installed with split damper system, Hot Water Heater (2018), Windows (2010), smart lighting, new tile in dining/living/walk-in closet and laundry room amongst many more upgrades. Located in Countryside, the community offers three pools, tennis courts, playgrounds, basketball courts, ponds, walking trails/bike paths and Horsepen Run Nature Preserve. This location is convenient to commuter routes offering easy access to Reston & Tysons Corner as well as many shops, restaurants and Algonkian Regional Park & Public Golf Course. You will love the bright, cheerful rooms and the abundance of windows that allow natural light and seasonal enjoyment any time of year! It checks all the boxes for a forever home! ***Offers, if any, are kindly requested by Monday, March 31st at 12pm noon***
Source: BRIGHT #VALO2087758
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2087758
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.