6 Silver Trl, Ocala, FL 34472
3 beds · 2 baths · 1,596 sqft sqft
Make sure to look at this one! No builder grade products here! This home has been meticulously remodeled with top of the line products. From the designer Lamp post outside to the multi colored lights in the bathrooms, every part of this home has been upgraded. The home is a ranch model, The 9 Kilowatt hr Solar Panel System that has a savings account with Duke Energy will save money on your electric bill. Use the keyless entry to come into the large hall, the living room/dining room combination is large enough for family gatherings. The enclosed Lani is screened with access to the rear yard. The kitchen has a Frigidaire 2300 Gallery Edition Gas Stove With Air Fryer Oven, upgraded cabinets and granite counter tops. The guest bath & Primary bath boost Slate Stone Shower stalls with marble flooring. Turn on the super quiet exhaust fan and pick the light color from bright white to red, pink , blue or green and turn on the blue tooth feature for singing in the shower! Step into the large primary bedroom with a private bath and a large walk in closet. The garage door is insulated as are all outside doors so the garage is 30% cooler every day, equipped with overhead electric cords, 220 and great lighting , this garage will make an excellent place for a workspace. You can join Silver Springs Shores Community Center for Year round fun indoors & Out.
Source: STELLAR #om689653
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om689653
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om689653
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.