6 Criston Ct, Palm Coast, FL 32137
3 beds · 2 baths · 2,102 sqft
This waterfront home is truly a dream come true for boating enthusiasts and those who appreciate fine living. Located in the heart of boating country, it offers direct access to the water and a covered boat lift with a 4200-6000 lb capacity, complemented by Trex decking. The extended screened lanai features a Jacuzzi hot tub, creating a perfect setting for relaxation & entertaining. The home has been completely remodeled w/no expense spared. It features 3 spacious bedrooms and 2 bathrooms, w/high-grade wood laminate flooring throughout, except in the bathrooms, which have been fully updated. The open-concept design seamlessly connects the dining room, kitchen, and living areas, with an additional sitting area off the dining room for extra space. The kitchen is a chef's dream, featuring modern quartz countertops, soft-close cabinets, two pantries for extra storage, & high-end appliances, including a free-standing Samsung convection oven/stovetop, Click here to see more: Bosch drawer microwave, and a Samsung dishwasher. The large center island serves as a focal point, ideal for casual meals or entertaining guests. Both bathrooms have been completely remodeled from top to bottom, offering a fresh and contemporary feel. The home has been freshly painted inside and out, and features a new modern front door, updated light fixtures throughout, and a 2017 roof for peace of mind. Additional highlights include an extended driveway, a mudroom bench at the front entryway, and a washer/dryer that conveys with the home. A full renovation sheet is available for review under the documents tab, providing details on the extensive upgrades & improvements made. This is an exceptional opportunity to own a beautifully updated waterfront home in a sought-after location.
Source: REALMLS #2059742
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2059742
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2059742
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