6 Amberjack Ter, Placida, FL 33946
2 beds · 3 baths · 2,251 sqft
This beautifully renovated 2-bedroom, 3-bathroom pool home seamlessly combines contemporary design with ultimate comfort—and it all starts with an impressive oversized garage. Measuring 31 feet deep with an 11-foot door, this space is perfect for storing large vehicles, RVs, boats, or recreational toys, making it a rare and valuable feature for any homeowner. From the moment you step inside, you’ll be captivated by the open-concept layout, abundant natural light, and meticulous attention to detail. The spacious kitchen is a chef’s dream, featuring stainless steel appliances, sleek granite countertops, and modern cabinetry—perfect for hosting gatherings or everyday meals. The primary suite stands out with a generous walk-in closet and a spa-inspired en-suite bathroom, complete with a dual vanity and a rainfall shower. The second bedroom is bright and inviting, with easy access to the third full bathroom, conveniently located near the living area and pool—offering both practicality and comfort for guests. Step outside into your private backyard retreat, where a sparkling pool and resurfaced deck await. Entertain friends on your very own shuffleboard court, or relax in the ample outdoor space designed for lounging and summer barbecues. This home has undergone over $150,000 in renovations, ensuring both style and peace of mind. Key updates include: New flooring throughout A new metal roof An upgraded electrical panel A new HVAC system New hurricane shutters And so much more! With modern upgrades, an oversized garage, and a stunning outdoor space, this home truly offers the best of Florida living! <iframe src="https://schedule.cgmediaflorida.com/videos/019224a9-a3d5-7018-8b35-43eeb6d40032" width="640" height="360" style="border: 0;" allow="autoplay; fullscreen; picture-in-picture" ></iframe>
Source: STELLAR #N6134724
Financials
Source: STELLAR #N6134724
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.