6 6th Ave, Shalimar, FL 32579
3 beds · 3 baths · 2,680 sqft
Open House Weekend! Sat 3/29 10-1 & Sun 3/30 1-3/1 Better than New! PRIDE of Ownership shows throughout both the interior and the exterior of this home. This It also has unmatched curb appeal! The stylish well-designed Whitworth 'St Croix II' open floor plan offers three bedrooms and two 1/2 bathrooms with 2,680 square feet of living space.. There is an oversized 2-car garage with lots of extra space for storage or workspace. Step inside and feast your eyes. The foyer welcomes you with it's 9-foot ceiling, crown molding and the gorgeous 8-foot tall etched double door entryway. Luxury upgrades such as those seen in the foyer are seen throughout the home. The gourmet kitchen is highlighted with a custom range hood, stainless steel appliances, gas stove, walk-in pantry, granite countertops and entertaining large kitchen island with pendant lights. The kitchen features plentiful cabinets and granite countertops. Spacious living room has tray ceiling, tile floors and ceiling fan. The bedrooms of this home are split floor plan with the guest bedrooms sharing a full bath. The master suite with its luxurious bath privately positioned opposite and across from the others. The master bedroom also features a trey ceiling. With room for oversized furniture, the room can easily have a lounging or reading area. The en suite bathroom is fantastic! Granite countered double vanity, soaking tub, separate walk-in shower, and a separate powder room. Who says you can't have your summer and winter clothes out in the same closet at the same time? This huge master closet can and does! Just wait until you see it! Then there is the bonus room that could easily be transformed into a 4th bedroom or used as a formal dining or an office. Florida room serves as a versatile living space, allowing residents to enjoy the outdoors while indoors. And when you think there could be no more, you find the Florida room, which has also been created into the most relaxing indoor space with a temperature control mini-split and finished flooring. This is not included in square footage! Surrounding the home is a garden arbor, which together with a vinyl privacy fence, a gazebo, and garden-like landscaping creates a private oasis for relaxation and enjoyment all year round. For peace of mind and comfort even during inclement weather, a whole-house generator was installed (works but conveys "as is"). This home is located by Eglin AFB, Hurlburt Field AFB and Duke Field. Beautiful Emerald Coast beaches is nearby. It is conveniently to many restaurants, shopping and schools. Don't miss seeing this beautiful home today!
Source: EMERALDCOAST #963176
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: EMERALDCOAST #963176
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.