5982 Crane Dr, Lakeland, FL 33809
3 beds · 2 baths · 2,186 sqft
Welcome home to this move-in ready 3-bedroom, 2-bathroom home located in the desirable 55+ golf community of Sandpiper Golf & Country Club located in Lakeland, FL. This home has been completely remodeled, contains 2186 sq. ft of living space, and sits on an oversized lot. The exterior is beautifully landscaped and includes sitting areas on the front and back patios as well as in the butterfly garden. The front patio is the perfect place to enjoy your morning coffee while the sun is rising. As you enter the home, enjoy the open concept views from the living room, dining room and kitchen. The spacious kitchen contains a large island and has a large pantry for your kitchen storage needs. There is luxury vinyl flooring throughout the home. Off the living room is a large, enclosed lanai with air and heat vents. The lanai leads to the rear patio. The rear patio has plenty of room to grill and host your gatherings or enjoy the tranquility of the succulent garden. The primary suite has a large walk-in closet with two entry/exit doors. This makes it easy to get through to the bath/shower area easily as you are getting ready for the day. The primary features updated cabinets and granite countertops and has sliding doors leading out to the lanai. There is a separate laundry room located between the kitchen and garage. The laundry room has been designed with additional cabinets and countertop which could be used as a crafting area in addition to the laundry area. The extended 2 car garage features a painted floor and can fit 2 cars, a golf cart and has a workbench area. The quarterly HOA fee is $450 and includes cable/internet, lawn cutting and edging, and use of community pools, pickleball courts, tennis courts, shuffleboard courts, clubhouse, community restaurant , fitness center and recreation center. There is an additional fee for golfing, and you can purchase a golf membership in the pro shop on site. Lakeland is conveniently located between Tampa and Orlando just off I-4 making it easy to get to Disney parks or the beach quickly. Make your appointment today, you don’t want to miss this one!
Source: STELLAR #l4948502
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4948502
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4948502
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