5975 Hagerman Rd, Sarasota, FL 34232
3 beds · 2 baths · 1,322 sqft
Welcome to this remodeled 3-bedroom, 2-bathroom home, transformed with meticulous care in 2022. This residence is a rare find, offering a level of luxury and modern updates that are difficult to match at this price point. As you enter, you’ll immediately notice the contemporary charm of the newly designed kitchen, which is a true centerpiece of this home. The kitchen features new soft-close cabinets, complemented by state-of-the-art appliances that cater to both everyday needs and gourmet aspirations. The stunning quartzite countertops, with their eye-catching waterfall edge, provide both style and functionality. Above the countertops, a stylish glass tile backsplash adds a splash of modern elegance, completing the kitchen's chic aesthetic. The open-concept design ensures that the kitchen seamlessly flows into the expansive living area. Here, you’ll be greeted by tall ceilings that enhance the feeling of spaciousness, while a built-in bar area stands ready to host memorable gatherings and celebrations with friends and family. The flow between these spaces is perfect for both relaxing and entertaining. The home’s split floor plan is designed to offer privacy to the primary suite. This sanctuary features a generously sized walk-in closet, providing plenty of storage for your wardrobe. The en-suite bathroom has been thoughtfully remodeled with luxurious porcelain shower walls, offering a serene space for relaxation and rejuvenation. On the opposite side of the home, you'll find another fully updated bathroom serving two additional bedrooms. One of these bedrooms is currently utilized as an office, complete with a built-in desk—ideal for remote work or study. The versatility of this space means it can easily adapt to your needs, whether as an office, guest room, or hobby space. Step outside to experience your own private backyard oasis, a nearly fully paved area that blends functionality with beauty. The brand-new stone outdoor kitchen is perfect for al fresco dining, and the lush backdrop of mature fruit trees—including varieties of lemons, mangos, yellow plums, guava, and Barbados cherry—provides a delightful touch of nature and a source of fresh produce. The screened-in, heated sparkling pool is a standout feature, offering a year-round retreat for relaxation and recreation. Whether you’re enjoying a morning swim, lounging by the poolside, or hosting a poolside party, this space is designed for enjoyment throughout the seasons. Don’t miss this exceptional opportunity to own a home with these high-end updates and a prime location. Schedule your showing today and come experience the perfect blend of luxury, comfort, and convenience that this remarkable home has to offer.
Source: STELLAR #a4619976
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4619976
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4619976
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.