597 John Anderson Hwy, Flagler Beach, FL 32136
3 beds · 2 baths · 1,749 sqft sqft
Charming 3-Bedroom, 2-Bath Cypress Home on John Anderson Dr. in Flagler Beach, FL in a NO FLOOD ZONE! Discover your dream coastal retreat! This spacious three-bedroom, two-bathroom home is perfectly situated on highly desirable John Anderson Dr. in Flagler Beach, just across the bridge from pristine beaches. Nestled on a generous lot with a large, fenced-in backyard, this property offers privacy and plenty of space for your family and pets. Enjoy the timeless beauty of original parquet wood flooring and the cozy warmth of a wood-burning fireplace in the living room. Featuring brand appliances, a modern sink, and a convenient eat-in bar for casual dining. Relax in the newly updated master bathroom, complete with fresh tile flooring, a beautifully retiled shower, new countertops, and stylish sinks. New ceiling fans and lighting fixtures in every bedroom and the living room, plus updated lighting in the entryway, dining room, and hallway. Step outside to a large enclosed patio leading to a freshly stained and sealed deck. Perfect for entertaining or simply enjoying the peaceful backyard while watching your children and pets play. A new roof installed in 2020 ensures peace of mind for years to come. Prime Location! Just a short walk or bike ride to a nearby park with soccer and football fields, basketball and tennis courts, a skate park, hiking trails, and fishing opportunities in the Intracoastal Waterway. A quick stroll to local shopping, grocery stores, and restaurants. Plus, you're only 20 minutes from Daytona Beach, 30 minutes from historic St. Augustine, and an hour away from Orlando's famous amusement parks. Easy access to scenic Highbridge Road, full of nature, waterways, and trails, and Gamble Rogers State Park is just a short drive away. NO HOA so freedom to bring your boat, RV, jet skis, and all your toys, with plenty of space to store them. This home offers the perfect blend of coastal living and modern amenities, with the added benefit of no flood risk. Come and experience the Flagler Beach lifestyle in this high and dry haven surrounded by mature trees. Don’t miss your chance to make this charming property your forever home!
Source: STELLAR #fc303307
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc303307
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #fc303307
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.