5965 Hanover St, Denver, CO 80238
4 beds · 4 baths · 3,312 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Settled amidst a delightful blend of urban and suburban living, this charming Refined Residence is complete with 4 bedrooms and 4 full baths. Built in 2019 and located in one of Denver’s most admired neighborhoods, this 3-story property is fully ready for move-in upon settlement. The home boasts a sophisticated and spacious kitchen with sleek finishes, modern cabinetry, intricately tiled backslash, gas stove and range, and hardwood flooring—all connected to a cozy dining area surrounded by windows. For additional storage, a walk-in pantry is located steps away from the cooking and dining areas. In addition to the 4 fully finished bedrooms, the home’s lower level offers a flexible layout—perfect for an exercise room complemented with an in-home sauna, or serving as a blank canvas for an additional bedroom. For added convenience, find a fully outfitted laundry room, a private in-home office with French doors, and an excellent home humidifier system for ample comfort and environment control. Large glass windows and doors throughout the home allow abundant natural light into the living space, while also creating a seamless transition between the indoor layout and the property’s serene outdoor space. Positioned on 4,800 square feet of land, this pristine home is low-maintenance with an idyllic wrap-around porch, oversized garage, gorgeous paved terrace perfect for entertaining guests, and a private back yard with manicured landscaping. Since breaking ground, Denver’s Central Park Neighborhood has grown to become the largest neighborhood in Denver County. This thriving community of residents and business owners frequently hosts events including bike races, farmers markets, and concerts in the park. This Refined Residence is the pinnacle of modern convenience peacefully overlooking Rocky Mountain National Wildlife Refuge.
Source: RECO #7743831
Source: RECO #7743831
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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