594 Crawford Falls Rd, Dawsonville, GA 30534
5 beds · 3 baths · 2,690 sqft sqft
Welcome to your dream home! This beautifully updated ranch-style residence offers the perfect blend of modern amenities and spacious living, ideal for families or even two separate households. With a fully finished basement featuring a second full kitchen, this move-in-ready gem is packed with potential. The gourmet kitchen is adorned with sleek quartz countertops, perfect for culinary enthusiasts, while the main level boasts luxurious remodeled bathrooms, including an ensuite with a rain shower for a spa-like experience. Step out onto a beautiful large back deck overlooking your private wooded 1+/- acre lot, ideal for entertaining or peaceful relaxation. The finished daylight basement includes a full kitchen with granite countertops, a separate living area, three additional rooms, and a full bath featuring a custom walk-in showerCoperfect for guests or as an in-law suite. Convenient laundry connections on both levels make chores effortless. Located conveniently between Dawsonville and Dahlonega, this home offers the tranquility of a private wooded setting without an HOA. While the fishing pond at the back of the property isn't owned by the property, the current owners are allowed to use the pond with permission of the owner. This home truly has it allCowhether youCOre looking for extra space for family, potential rental opportunities, or a serene retreat. DonCOt miss out on this incredible opportunity to own a piece of paradise- Chickens welcome!
Source: GAMLS #10406234
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10406234
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10406234
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.