5924 FIELDMOOR CT, Palmetto, FL 34221
Welcome to your dream home in Eaves Bend at Artisan Lakes a highly desired Taylor Morrison community. This luxury HEATED pool home offers EXCLUSIVE structural and UNIQUE design elements that make this home a truly one of a kind. The St. Thomas floorplan offers 3 bedrooms, 2 full baths, and a versatile space that can be used as an additional study, home office, or playroom. As you enter the home you will be wowed by the elegant high ceilings throughout the home, interior door upgrade package to 8 ft, as well as a lighted rotunda feature with double row of crown molding in the foyer and tray ceiling and upgraded base boards. The owner's have customized their formal dining room by opening the entrance to the dinette and kitchen, creating a spacious and inviting open concept layout. The kitchen features granite countertops, beautiful soft close wood cabinetry, stainless steel apron sink and a kitchen countertop for gathering and entertaining. The spacious gathering room offers views of the beautifully landscaped backyard includes expansive triple sliders that pocket and open completely, providing easy access to the pool area and enhancing indoor-outdoor living. An outdoor kitchen rough in ready to accommodate a future grill, fridge and sink. At the heart of this community is the Amenity Center. Home ownership in EAVES BEND entitles your family and guests to the full access of all of the wonderful resort amenities and newly renovated Clubhouse. There are nature trails, 2 dog parks, multiple playgrounds, basketball court, soccer field and many walking trails throughout the community. Artisan Lakes is located between Tampa Bay and Bradenton, convenient to I-75 with an easy drive to downtown St. Petersburg, our award winning beaches and only 30 minutes to the Sarasota International or Tampa International Airports. Indulge in the perfect blend of luxury and comfort in this exquisite pool home. Don't miss the opportunity to own this exceptional property. Contact us today for a private tour! Seller's are open to negotiations.
You may be able to put down less than the total down payment amount of $99,987 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8247513