5924 Fieldmoor Ct, Palmetto, FL 34221
3 beds · 2 baths · 2,055 sqft
Welcome to your dream home in Eaves Bend at Artisan Lakes a highly desired Taylor Morrison community. This luxury HEATED pool home offers EXCLUSIVE structural and UNIQUE design elements that make this home a truly one of a kind. The St. Thomas floorplan offers 3 bedrooms, 2 full baths, and a versatile space that can be used as an additional study, home office, or playroom. As you enter the home you will be wowed by the elegant high ceilings throughout the home, interior door upgrade package to 8 ft, as well as a lighted rotunda feature with double row of crown molding in the foyer and tray ceiling and upgraded base boards. The owner's have customized their formal dining room by opening the entrance to the dinette and kitchen, creating a spacious and inviting open concept layout. The kitchen features granite countertops, beautiful soft close wood cabinetry, stainless steel apron sink and a kitchen countertop for gathering and entertaining. The spacious gathering room offers views of the beautifully landscaped backyard includes expansive triple sliders that pocket and open completely, providing easy access to the pool area and enhancing indoor-outdoor living. An outdoor kitchen rough in ready to accommodate a future grill, fridge and sink. At the heart of this community is the Amenity Center. Home ownership in EAVES BEND entitles your family and guests to the full access of all of the wonderful resort amenities and newly renovated Clubhouse. There are nature trails, 2 dog parks, multiple playgrounds, basketball court, soccer field and many walking trails throughout the community. Artisan Lakes is located between Tampa Bay and Bradenton, convenient to I-75 with an easy drive to downtown St. Petersburg, our award winning beaches and only 30 minutes to the Sarasota International or Tampa International Airports. Indulge in the perfect blend of luxury and comfort in this exquisite pool home. Don't miss the opportunity to own this exceptional property. Contact us today for a private tour! Seller's are open to negotiations.
Source: STELLAR #u8247513
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8247513
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8247513
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.