5916 Sea Breeze Ln, Fort Worth, TX 76135
3 beds · 2 baths · sqft
COME VISIT THIS AFFORDABLE HOME WITH NO HOA NEAR MULTIPLE LAKES AND WALKING TRAILS WITH EASY ACCESS TO I-820. This Home Feels Newer Than Its Age Due To Extensive Upgrades In The Past Including Cabinetry And Fixture Replacement. Recent New Roof Too. Beautiful Laminate Flooring Plus Ceramic Tile And Carpet Where You Want Them. Family Memories Will Be Made In The Generously-Sized Living Room Where A Vaulted Ceiling Creates Spaciousness. Attractive Ceramic-Tiled Kitchen Features Ample Cabinets And Countertops, Glass-Top Range, Stainless Dishwasher And Dining Area With A Back Yard View. Oversized Owner’s Suite With Raised Ceiling Accommodates All Your Bedroom Furniture. Natural Light Bathes The Ceramic-Tiled Owner’s Bath That Boasts A Furniture-Type Designer Vanity And Walk-In Closet. Secondary Bedrooms Are Split From The Owner’s Suite And Are Also Ideal Home Office Locations. They Share An Upgraded Bath. The Full-Sized Laundry Room Offers Storage Cabinets. You’ll Enjoy Grilling, Entertaining Or Just Relaxing On The Spacious Patio. Mature Trees Provide A Peaceful Green Canopy In The Back Yard Where There’s Abundant Space For Children, Pets and Gardening Plus There’s A Storage Building And Firepit. Check Out The Lakeside Trails at Nearby Marine Creek Lake Park. Also Enjoy Easy Access to Eagle Mountain Lake And Lake Worth Boating, Fishing, Biking And Hiking. Schedule Your Viewing Today!
Source: NTREIS #20830446
Financials
Source: NTREIS #20830446
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.