591 Juniper Springs Dr, Groveland, FL 34736
4 beds · 3 baths · 2,248 sqft
Beautiful 4 bed 2 1/2 bath home with WATER ACCESS IN YOUR BACKYARD! Additional rooms include office (could be 5th bed) ,loft and 2 car garage. SOLAR PANELS are owned - no payments! Located in the gated community of Waterside Point. This home is situated on a corner lot with access to Lake Memory and directly across from the resort style community pool, water slide and lots of other fabulous amenities! Check out the nice sitting area in the covered screened front porch and enter into the spacious hallway with high ceilings. Office/flex room on the left, which could be a fifth bedroom. Also a half bath. You will be wowed by the open spacious, living /dining and kitchen area with a large island. Granite countertops, 42 inch wood cabinets and tile floors compliment this home. The upstairs primary Bedroom is a good size with room for an office area and the en-suite bathroom has a walk-in shower, tub and large walk-in closet. The upstairs also boast a loft for extra living space and three further bedrooms and the second bathroom. Laundry room is also upstairs. Back downstairs through the rear sliding doors, you have a spacious covered Lanai/porch and yard and you can walk down to the lake. Like to fish or kayak? You can do it right outside your back door! Community amenities also include a community boat ramp, dance studio, resort style swimming pool and a waterslide! Cabana, tennis court, basketball courts, playground, park, walking trails, soccer field, recreation center and exercise facilities. What more could you wish for?
Source: STELLAR #g5084561
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5084561
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5084561
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