5909 Littlehouse Ln, Castle Rock, CO 80108
4 beds · 3 baths · 2,793 sqft sqft
**VA Eligible Assumable Loan @ 2.75%** Elegance and Functionality Combined: Stunning Corner Lot Home in the Heart of Cobblestone Village. Welcome to your dream home in the highly sought-after Cobblestone Village! This beautiful Hemingway Model sits on a corner lot, just two blocks from the community pool, tennis courts, and recreation area, offering a perfect blend of luxury and convenience. The floor plan is elevated with a vaulted sunroom, creating a bright and inviting space that seamlessly connects with the outdoors. Immerse yourself in sophistication with high-end contemporary finishes throughout the home. The heart of the home, the gourmet kitchen boasts 42” cabinets, slab granite countertops, an over-sized island, and slate appliances. A paradise for those who love to cook and entertain. Fall in love with the custom pantry—thoughtfully designed for optimal space and organization. Wood shelves, drawers, and two pull-out baskets make it a kitchen enthusiast's delight. Enjoy the warmth and beauty of engineered wood floors that grace the main level, enhancing the home's charm and durability. The color palette and appointments are straight out of Pottery Barn, creating a stylish and cohesive aesthetic throughout. A dedicated main level study provides a quiet and productive space for work or study. The loft area upstairs is wired for surround sound, presenting a perfect flex space for movie nights or entertainment. The large primary bedroom features a coffered ceiling, an ensuite master bath, and an expansive customized walk-in closet with his and hers design, adjustable shelves, built in lighting vanity mirror —a haven for those with a passion for fashion. Convenient upper level laundry. The full unfinished basement offers both incredible storage space and a blank canvas for your creative finishing touches. This meticulously maintained and thoughtfully designed home is a rare find in Cobblestone Village, conveniently nestled between Castle Rock and Parker!
Source: RECO #9329517
Interest rate and monthly payment estimated based on public records.
Source: RECO #9329517
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9329517
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.