1 of 45
$330,000 SIGNIN

Sign in to see required down payment for the 4.99% rate

5904 Mount Eagle Dr Apt 1109 # 1109, Alexandria, VA 22303

1 beds · 1 baths · 850 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Spacious 1-bedroom with Stunning Views & Resort-Style Amenities Model AA | 850 Sq Ft | 11th Floor Welcome to this rarely available AA model—an expansive 1-bedroom, 1-bath home offering 850 square feet of thoughtfully designed living space. Enjoy spectacular 11th-floor views from the extra-large glass-enclosed balcony, accessible from both the living room and bedroom. This serene outdoor retreat, finished with ceramic tile flooring, overlooks the vibrant Community Center, pool, and tennis courts. Inside, you’ll find a freshly painted interior with new luxury vinyl plank (LVP) flooring throughout. The spacious kitchen features ample cabinetry, a reach-in pantry, newer appliances, and enough space for a cozy breakfast table. The separate dining area comfortably fits a large table—perfect for entertaining. The generously sized bedroom offers more space than most, including a personal dressing vanity, plenty of closet space, and direct access to the balcony. The layout also includes a gracious entryway, sun-filled living area, and abundant storage throughout. Located in a secure, gated community with on-site management, residents enjoy access to an impressive array of amenities: Recently remodeled Community Center Indoor & outdoor pools Tennis courts & outdoor trails Fitness center, billiards room, and dance floor Pub-style dining with food service Convenience store, beauty salon, and even a bowling alley Easy access to Huntington Metro, just 8 minutes to Old Town Alexandria, and 20 minutes to downtown D.C. Bring your creativity and personal touches to make this special home truly yours. Rarely does a model like this become available—don’t miss your chance!

Estimated
Seller's interest rate
4.99%
7%
Estimated
Monthly payment

$1,490
$1,639
You may also save up to $26,796 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
May 3 • 12PM - 3PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,639 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4.99%
Remaining term
14 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,490
Principal & interest
$1,095
Mortgage insurance
$144
Property taxes
$137
Home insurance
$112
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
850 sqft
Year built
1986
Type
Condominium
HOA dues
$0.00

Source: BRIGHT #VAFX2223686

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 02, 2025 09:17 am
Listing agent: Stan F Kaszuba (703) 624-7838
Listing provided courtesy of: Long & Foster Real Estate, Inc. (703) 573-2600
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2223686
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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$1,490
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