5895 E Conservation Dr, Frederick, CO 80504
5 beds · 4 baths · 3,908 sqft
Breathtaking Views & Custom Craftsmanship! This stunning custom home offers unparalleled mountain and lake views, making every day feel like a retreat. Start your mornings on the inviting front porch with a cup of coffee, or unwind on the covered back deck while taking in the serene surroundings. Step inside to a chef’s dream kitchen, featuring stainless steel double ovens, granite countertops, a spacious center island, and a bar that seats eight—perfect for entertaining. The kitchen opens seamlessly to the sun-drenched family room, where a gas fireplace adds warmth and charm. An expansive family room is ideal for hosting gatherings, game nights, or cozying up by the wood stove for movie nights. Upstairs, the primary suite is complete with a walk-in closet and a luxurious 5-piece bath featuring a jetted tub. The generously sized secondary bedrooms provide ample space for family or guests. The finished garden-level basement offers incredible flexibility with a bonus room, two large bedrooms (one with a walk-in closet), and a ¾ bath with a walk-in shower. The oversized 4-car garage is a dream, featuring a pull-through design and abundant storage space for all your vehicles, tools, and toys. Fully paid for Solar System to save money on all of your utility bills This home offers the perfect blend of comfort, elegance, and breathtaking scenery. Don’t miss your opportunity to own this exceptional property—This incredible neighborhood does not have an HOA making ease of use and saving on dues.
Source: RECO #2741345
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #2741345
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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