5860 Hidden Oaks Ct, Parker, CO 80134
5 beds · 5 baths · 4,396 sqft
WOW! Exceptional 5 bedroom + office estate on nearly an acre, and seller willing to include up to 1-year membership to The Pinery Country Club with great offer! Welcome to Retreat at the Timbers, an exclusive enclave nestled within the renowned private country club community of The Pinery. Built in 2019, this multi-generational luxury home offers a modern design including high ceilings, a large primary suite on the main level split from two additional bedrooms connected by a Jack and Jill bath at the other end of the home, a private office off the foyer, and a chef-inspired kitchen featuring high-end Thermador appliances with double-oven, large range with griddle, beautiful hood, pot filler, gorgeous backsplash, and huge island perfect for entertaining. The main level also offers breathtaking mountain and sunset views from the kitchen and dining areas as well as both the covered patio off the backyard and covered deck off dining room. The lower level is an entertainer's dream with a large wet bar, game area, additional living space, and a huge gym area ready for expansion. Outside, enjoy a beautifully landscaped front and backyard with tranquil waterfall feature, stunning lighting, and a gas fire-pit, perfect for creating unforgettable memories under the stars. Situated perfectly on a very spacious cul-de-sac, the location and orientation ensure a wide-open feeling from everywhere throughout the property, creating the feeling of a much larger parcel and offering exceptional privacy. Residents also have the option to join The Pinery Country Club, a private golf and tennis country club featuring a scenic 27-hole golf course, indoor tennis and pickleball courts, a spectacular pool, fitness center, dining, and a vibrant social calendar with family-friendly events and activities. Conveniently located near Denver, DIA, and local amenities in Parker, with only a 2-3 hour drive to 8 of Colorado’s premier ski resorts, this home offers the best of both luxury and location.
Source: RECO #2601321
Interest rate and monthly payment estimated based on public records.
Source: RECO #2601321
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2601321
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