5854 Maidenhead Dr, Windsor, CO 80550
5 beds · 3 baths · 3,081 sqft
Open House - Saturday, Oct 26, 11:30am-1:30pm. This gorgeous Bridgewater home in The Ridge At Harmony can be yours before the holidays! Welcome to the Madison - an open floor plan with spacious living area, 5 bedrooms, gourmet kitchen, upgraded stainless appliances, formal dining, solid hickory wood floors, gas range/hood, double oven, pantry, gas fireplace, 5pc luxury bath, humidifier, tankless hot water, walk-out basement, backyard landscaping w/drip system, ceiling fans, wall safe, regular safe, pool table, covered deck, upgraded lighting, oversized 3 car tandem garage, shop space, storage, 60% finished basement, and more! In the heart of sought-after north Windsor, this beautiful home offers a prime location and impeccable features. One hour from DIA, local shopping & restaurants nearby, and 90 min to Rocky Mountain National Park. Convenience meets elegance with a main floor primary bedroom, complete with a luxurious bath that's perfect for unwinding after a long day. With three bedrooms, laundry, kitchen, eating area, formal dining, living room, and deck access all on the main, this is truly the nerve center for Colorado living. Embrace an active lifestyle with the walkout basement that offers two more bedrooms, full bath, recreation room with pool table [included] and plenty of unfinished space for a workshop and storage. With the days already getting shorter, you'll appreciate the living room fireplace, providing warmth and a sense of comfort when the chill of Fall arrives and snow beings to fall.Don't miss the opportunity to make this charmer your forever home. Get ready to fall in love with a property that captures your heart, offering a lifestyle of tranquility, adventure, and beauty.
Source: RECO #9377411
Source: RECO #9377411
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9377411
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