5852 Hopkins Dr, Temple, TX 76502
3 beds · 2 baths · sqft
Clean and cute in the highly sought-after Alta Vista neighborhood. Academy ISD and NO HOA fees! Great price, great location, bring your family HOME! Thriving landscaping with rock accents and ceramic pots welcomes you with fun & friendly curb appeal. Step into the spacious foyer with secondary bedrooms up front and then leads you into an open floorplan in the heart of the home. Wonderful family gatherings will abound in this open living area, dining area and kitchen with a sit down breakfast bar/island. Light and bright with an accommodating layout & granite countertops accented with tile backsplash & black appliances, it is a chef's delight. The master bedroom with an ensuite bath is located at the back of the home & allows parental privacy. Spacious walk in closet, wood laminate flooring and a remodeled master bath has a huge walk in shower, double vanities & large storage closet for an ideal blend of comfort and convenience. Owner has added beautiful plantation shutters throughout the home with roll down shades on the back side of the home. Great energy saver against wind & cold. Tile, carpet & wood laminate flooring; recessed lighting in main areas. Step onto the cozy covered back patio with a recently extended additional patio and added metal roof to relax and enjoy the surrounding lush landscaping in your own little corner of paradise! Located in the heart of Temple, Alta Vista subdivision features include: Lions Junction Water Park across the Street. Temple Disc Golf Park with Walking Trails across the Street. Minutes Away From HEB, Wal-Mart, Temple Mall, Scott & White, VA Hospital & Temple College. 2.30 miles from Summit Fitness & Recreation, minutes from Preschools/Daycare Academy ISD. Make your appointment to tour this property TODAY!
Source: ACTRIS #2309621
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2309621
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2309621
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.