5821 Lenmar Ct, Holiday, FL 34690
3 beds · 2 baths · 1,644 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home! This 3/2/2 pool home is guaranteed to impress. Walking to the front door, you will notice the beautifully landscaped yard with low maintenance shell mulch. Upon entering you are transported into a beach oasis. Tall vaulted ceilings grace the main living area. The kitchen is updated featuring bead board accented cabinetry, level 4 granite countertops with single basin sink, glass tile backsplash, breakfast nook area and gleaming stainless steel appliances. All kitchen appliances are included. The open kitchen overlooks the living area that features bar seating. there is also a partitioned dining area that can be also be utilized as a front office. The master bedroom is truly regal with its bay style windows overlooking the pool. A sliding barn door separates the master bath that includes a double vanity, soaking tub, and a glass enclosed shower with built-in seating and river rock floor. Guest rooms are situated at the opposite side of the home and have their own guest bath. The true centerpiece of this abode is the backyard, fenced pool oasis. Truly a house of "chill repute." The rear lanai is graced with newly installed stained panel ceiling and wired in outdoor speakers. The entire pool area is covered with sealed tricolor pavers. Pool features include a shallow entry, pool seating, a double waterfall and mature tropical landscaping. There is a covered Tiki Hut that is perfect for entertaining. The back yard also features a deck and burn pit area for the cold winter nights. Roof is less than a year old. Sprinklers run off of a shallow well pump. Brand new pool pump. No flood insurance required. This home will not last!!!
Source: STELLAR #TB8371139
Source: STELLAR #TB8371139
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.